I finally received an invitation for the Amazon Pay ICICI credit card, but I’m a bit unsure whether I should apply right now or wait. Some background: Around 6 credit inquiries this year One SBI Card inquiry in September, after which my CIBIL score dropped by 17 points Current CIBIL score: 777 Recently got my first unsecured credit card – SBI SimplyCLICK with a ₹50,000 limit Self …

