Fair Credit Reporting Act – Wikipedia

The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq, is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their …

https://en.wikipedia.org/wiki/Fair_Credit_Reporting_Act