This is a list of the best personal finance apps, based on our testing and review of dozens of tools across the categories listed below. Best Overall Financial App: Empower; Best Free Budgeting App: Rocket Money; Best Paid Budgeting App: Monarch; Best App for Debt Payoff: YNAB; Best Money Saving App: Trim; Best App for Managing Bills: Prism; Best App for Credit Monitoring: Credit Karma



